PROVIDIAN FIN CORP (PVN-NYSE): Technical Viewpoint: From a low of $51.27 on Jun 15, 2001 prices rallied, reaching a high of $59.20 on Jun 29, 2001. A decline saw prices pull back, reaching a low of $53.54 on Jul 11, 2001. Another rally saw prices penetrate resistance, closing 7/17/01 at $59.80. Technicals: MACD-Histogram (MACD-H): A Buy Alert! was given on Jun 29, 2001 when the Histogram crossed the "0" line to the upside. Support: Remains at $55.25. Resistance: Is at $61.10. Point & Figure: Reversed to the upside on Jul 12, 2001. A P&F upside reversal takes place at $61.10. Summary: Technical indicators have turned bullish. BUY! PROVIDIAN FIN CORP (PVN-NYSE) @ $60.12 Stop: Use a protective stop of $57.62. PROVIDIAN FIN CORP is currently trading @ $59.80 plus $2.05 on Jul 17, 2001. Price Objective: $73.00. Risk/Reward: $2.50 VS. $12.88. Today's Risk Reward Ratio: 5:1